General Term & Conditions
Copyright © 2009 Asia Sermkij Leasing Public Company Limited. All Rights Reserved.
Total Assets
Total Shareholders' Equity
Total Revenue
Profit for the period
| Unit | 2021 | 2022 | 2023 | |
| ASSETS | (Million Baht) | |||
| Total assets | 56,668.69 | 69,148.57 | 77,528.92 | |
| Hire purchase receivables - net | 48,837.71 | 59,234.97 | 65,790.00 | |
| Financial lease receivables - net | 1,081.89 | 1,235.24 | 1,300.34 | |
| Factoring receivables - net | 64.86 | 16.39 | - | |
| Loan receivables - net | 4,411.85 | 5,357.58 | 5,961.93 | |
| LIABILITIES AND SHAREHOLDERS’ EQUITY | (Million Baht) | |||
| Total liabilities | 47,413.47 | 58,894.05 | 66,870.37 | |
| Total shareholders’ equity | 9,255.22 | 10,254.52 | 10,658.55 | |
| OPERATING RESULTS | (Million Baht) | |||
| Total revenues | 4,414.38 | 5,623.60 | 6,498.71 | |
| Interest income from loan receivables | 3,807.93 | 4,862.80 | 5,657.71 | |
| Service income | 509.57 | 638.10 | 657.62 | |
| Other income | 96.88 | 122.70 | 183.38 | |
| Selling and administrative expenses | 1,049.22 | 1,126.66 | 1,281.31 | |
| Expected credit losses and impairment loss on assets foreclosed | 816.72 | 1,264.88 | 1,779.05 | |
| Finance cost | 1,039.13 | 1,335.61 | 1,909.51 | |
| Profit for the year | 1,202.80 | 1,512.14 | 1,218.77 | |
| Total comprehensive income for the year | 1,196.18 | 1,600.77 | 1,162.85 | |
| PROFITABILITY RATIO | ||||
| Interest revenue 1/ | (%) | 7.83 | 8.03 | 8.04 |
| Interest expense 1/ | (%) | 2.55 | 2.63 | 3.14 |
| Interest spread | (%) | 5.28 | 5.40 | 4.90 |
| Net profit margin | (%) | 27.25 | 26.89 | 18.75 |
| Return on equity | (%) | 15.66 | 15.69 | 11.71 |
| Earning per share | (Baht/Share) | 2.62 | 2.86 | 2.31 |
| Book value per share | (Baht/Share) | 17.53 | 19.43 | 20.19 |
| Dividend per share | (Baht/Share) | 1.70 | 1.14 | 1.44 |
| Dividend payout ratio | (%) | 67.74 | 50.03 | 50.27 |
| EFFICIENCY RATIO | ||||
| Return on asset | (%) | 2.37 | 2.38 | 1.64 |
| Asset turnover | (Times) | 0.09 | 0.09 | 0.09 |
| FINANCIAL RATIO | ||||
| Debt to equity | (Times) | 5.12 | 5.74 | 6.27 |
| Lendings to borrowings | (Times) | 1.23 | 1.19 | 1.15 |
| NPL to total lendings | (%) | 2.71 | 3.47 | 4.70 |
| Allowance for Doubtful Account to NPL | (%) | 88.35 | 75.04 | 62.32 |
| Source : | Consolidated financial statements of Asia Sermkij Leasing Public Company Limited for the Year 2021 - 2023 by certified public accountant |
| Note | 1/ Interest revenue is an Effective Rate and interest expense includes aval and guarantee fees. |